Glossary

1) Platform: In this White Paper or Moma products, Platform specifically refers to Moma Protocol.

2) Pool: Pool in Moma Protocol is created by users through Moma Factory. There are two types of Pool, Launch Pool and Lending Pool.

3) Market: When a user uses Lending Pool to participate in a specific cryptocurrency loan, each cryptocurrency corresponds to a specific Market, such as the ETH market and the USDC market.

4) Fee: A part of the interest generated in each market will be paid to the creator of the Lending Pool and Moma as a handling fee. The fee paid to the Moma platform is called the Global fee, and the fee paid to the creator of the Lending Pool is called the Pool fee.

5) mToken: After the user deposits the asset, he will get an ERC20 token certificate. This certificate is mToken. For example, if the user deposits ETH, he or she will get mETH.

6) Crypto Asset Risk Rating Database: This database acts as a risk prompt list for identifying any potential risks related to the crypto asset in the Lending Pool. Moma users can take into account the rating score of a particular crypto asset from the database when they are deciding their participation strategies.

7) Whistleblower: Whistleblower is the core mechanism of Moma's risk management framework. By staking Moma tokens, users can become Whistleblowers and submit risk warning information. Once the information is confirmed as valid, Whistleblower will receive incentives.

8) Reserve Vault: This vault receives a portion of the interest revenue from Lending Pool and forms a fund pool. In situations where losses occur, the funds in the Reserve Vault will be mobilized for compensation.

9) Staking Management Vault: This vault is a staking pool formed by Pool Builders when they are upgrading their pools by staking Moma tokens. If any management problems occur during the pool operation process and result in losses on the user side, Moma tokens in the Staking Management Vault will be mobilized to compensate the affected users.